:root{--navy:#10243b;--navy2:#173956;--gold:#c9953d;--ink:#192b3c;--muted:#657487;--paper:#f5f7fa}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);line-height:1.65}a{color:inherit;text-decoration:none}.wrap{width:min(1160px,92%);margin:auto}
header{background:#fff;border-bottom:1px solid #e8edf2;position:sticky;top:0;z-index:10}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:850;font-size:14px;letter-spacing:.4px}.brand img{width:52px;height:52px;object-fit:contain}.brand small{display:block;font-size:10px;letter-spacing:2px;color:#748194}nav{display:flex;gap:20px;align-items:center;font-size:12px;font-weight:750;color:#425268}nav a:hover{color:#ad8743}.navcta,.btn{background:var(--gold);color:#14283c;padding:12px 18px;border-radius:4px;font-weight:800;display:inline-block;border:0}.hero{background:linear-gradient(115deg,rgba(10,29,49,.98),rgba(20,55,82,.94));color:#fff;padding:82px 0}.eyebrow{color:#dfbd79;text-transform:uppercase;letter-spacing:3px;font-size:11px;font-weight:850}h1{font-size:clamp(36px,5vw,60px);line-height:1.1;max-width:800px;margin:15px 0}h2{font-size:clamp(28px,3.5vw,40px);line-height:1.2;color:var(--navy);margin:10px 0 18px}h3{color:var(--navy)}.hero p{font-size:17px;color:#d5dfeb;max-width:720px}.hero .btn{margin-top:15px}.hero .outline{display:inline-block;border:1px solid #aebdca;color:#fff;padding:11px 18px;border-radius:4px;margin:15px 0 0 10px;font-weight:700}
section{padding:68px 0}.muted{color:var(--muted)}.intro{max-width:760px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.card{padding:25px;border:1px solid #e5eaf0;border-radius:8px;box-shadow:0 8px 25px #10243b0a;background:#fff}.card .tag{font-size:11px;color:#a17a35;font-weight:850;letter-spacing:1.5px}.card h3{margin:9px 0}.card p{font-size:14px;color:var(--muted)}.card strong{font-size:13px;color:#947034}.shade{background:var(--paper)}.two{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}.darkbox{background:var(--navy);color:#fff;padding:30px;border-radius:8px}.darkbox h3{color:#fff}.darkbox p,.darkbox li{color:#d7e0e9}.detail{max-width:850px}.detail ul{padding-left:22px}.detail li{margin:8px 0}.cta{background:var(--navy);color:white;text-align:center}.cta h2{color:white}.cta p{color:#d5dfeb;max-width:680px;margin:0 auto 22px}footer{background:#0b1b2b;color:#c6d1dc;padding:28px 0;font-size:12px}.foot{display:flex;justify-content:space-between;gap:15px;flex-wrap:wrap}.disclaimer{font-size:11px;color:#9eacba;margin-top:15px;max-width:950px}
@media(max-width:850px){nav{display:none}.cards{grid-template-columns:1fr 1fr}.two{grid-template-columns:1fr}}@media(max-width:560px){.cards{grid-template-columns:1fr}.nav{min-height:70px}.brand img{width:43px;height:43px}.hero{padding:60px 0}section{padding:52px 0}}